DOMESTIC LOAN

• Repayment period of 18months.
• A highly customer friendly product.

EXPRESS LOAN

• Repayment period of 30 months
• Basically a top up of domestic loan.

KARIBU LOAN

• Suitable for newly employed civil servants
• Interest rates of 12% p.a.
• Repayment period of 36 months

NORMAL LOAN

• Product designed to kick start your development plans.
• Repayment period of 36 months
• Interest rates 12% p.a.

INVESTMENT LOAN

• Repayment within 60 months with a very attractive interest rate.
• Meant to actualize your development and investment plans after a systematic take off facilitated by normal loan.

SMART LOAN

• Repayment period within 42 months.
• Designed to be a top up of normal loan.

SUPER LOAN

• Repayment within 72 months.
• Meant to assist you achieve set long term strategic plans mainly of capital nature.

VISION 84

• Repayment period within 84 months.
• Product for long term development with big capital outlay.
• Attractive interest rates.

BOSA LOAN ADVANCES

• This is an apportionment of any back office loan before their loan funds are disbursed. It's granted to customers with pressing financial need that can't wait untill loan is fully approved and all funds disbursed.

BANK LOANS BUYOFF

• Our Sacco has financial capacity to clear customer loans with other banks to relieve them of the expensive burden and high interest bank rates.

MICRO-CREDIT LOANS

• A competitively designed group-based/chama loan for those running small scale businesses but with growth potential.Loan terms and conditions are attractive and flexible.

BIASHARA LOAN

• A very affordable loan for business venture.
• Must have business permit  or registration document.

KILIMO LOAN

• farming proof

DIVIDENDS/INTERESTS ON DEPOSITS

• The Sacco strives to maximize the shareholders wealth by rewarding both shares and deposits attractively every end of year.

RISK FUND

• All our loans are fully insured to ensure even after  a member demise the next of kin continues with life normally. Sacco pays next of kin double the member savings and loans are written off.