SAVINGS ACCOUNT

• This is a product open to all to facilitate loans,dividends,refunds,salary processing, cheques etc.

FIXED DEPOSIT ACCOUNT

• This type of account is used to keep funds you do not need immediately. The account attracts returns on your savings.

JOLLY JUNIOR ACCOUNT

• Avery attractive package for parents and guardians to invest for their dependants future.

HOLIDAY ACCOUNT

• A structured saving programme for members who desire to save for their vacation or holidays.

SCHOLARS ACCOUNT

• Designed to help account holders mobilize financial resources for education purposes all the time.

BIASHARA ACCOUNT

• Designed to meet the unique needs of operating your sole proprietor enterprises/ registered businesses .

ORDINARY SALARY ADVANCE

• This is an instant service .It is repayable with salary or pension through the FOSA. Maximum repayment period of 4months.

SPECIAL SALARY ADVANCE

• Treated the same way as salary advance but repayable within 8 months.

FOSA QUICK LOAN

• Repayable within 42 months, it’s the loan with longer duration.Very attractive interest rate.

EMERGENCY LOAN

• Product available for those that salary passes through FOSA.