WINAS SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED, formally Embu teachers Sacco limited, is a sasra-licenced, modern and fast- growing financial institution in Kenya. Established in 1977 to serve teachers in the larger Embu district, the society has rebranded and diversified its membership to effectively tap the economic potential in all viable sectors in the Kenyan markets and beyond

Products and Services.

BOSA Personal Loan Development loan

FOSA Fosa Instant loan   Emergency loan Salary advance Mobile advance

BUSINESS/KILIMO Biashara Loan Kilimo loan Capital Loan Soko advance

All  loans are fully insured to ensure even after a member demise the next of kin continues with life normally.Sacco pays next of kin double the member savings and loans are written off.